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Welcome to Ndasenda Pay: Your Trusted Buy Now Pay Later Partner!
At Ndasenda Pay, we empower you to shop for what you want today and pay later through convenient payroll deductions. Our seamless platform offers a range of products and services to choose from, coupled with flexible payment options that fit your budget.

Experience the freedom of shopping without compromising your financial goals.

Welcome to Ndasenda Pay: Your Trusted Buy Now Pay Later Partner!

At Ndasenda Pay, we empower you to shop for what you want today and pay later through convenient payroll deductions. Our seamless platform offers a range of products and services to choose from, coupled with flexible payment options that fit your budget. Experience the freedom of shopping without compromising your financial goals.

How does it works?

Select pay in 30 days in checkout

Ask for Ndasenda Pay, you can choose from flexible 3, 6, 9, or 12 month installment plans, aligning your payments with your budget and lifestyle.

Ndasenda pays upfront and instalment starts in 30 days

Ndasenda Pays upfront and the deduction process is triggered. The order is activated by the retailer and the payroll deductions start. Our partner financial institution pays the retailer in full and the Ndasenda sets the deduction process direct from payroll for your piece of mind.

Post Purchase

You get a direct deduction notification, informing you of the specific amount that will be deducted directly from Payroll. This notification typically includes the deduction amount, date, and details of the financial provider.

Buy Now Pay Later Scheme

Unleash the Joy of Shopping with Ndasenda Pay!

Join our revolutionary "Buy Now Pay Later" scheme and enjoy the benefits of purchasing your favorite items without the stress of immediate payment. With simple eligibility criteria and hassle-free enrollment, you can unlock a world of possibilities:


No upfront payments required.
Flexible repayment terms that align with your pay schedule.
Over 200 service providers offering an extensive selection of products and services.
Loan advances available for approved users, enabling you to access funds for unexpected expenses.

Explore Our Products and Services:

Discover a Wide Array of Choices

Explore our diverse collection of products and services across various categories, including electronics, fashion, home decor, travel, and more. Our handpicked selection ensures you find the perfect match for your lifestyle. Shop with confidence and convenience, knowing you have the freedom to choose the best for yourself and your loved ones.

Explore Our Products and Services
Discover a Wide Array of Choices.

Explore our diverse collection of products and services across various categories, including electronics, fashion, home decor, travel, and more. Our handpicked selection ensures you find the perfect match for your lifestyle. Shop with confidence and convenience, knowing you have the freedom to choose the best for yourself and your loved ones.

Loan Advances and Financial Flexibility
Need Funds Now? We've Got You Covered!

Life is full of surprises, and we understand that unexpected expenses can arise at any moment. That's why we offer loan advances for eligible users. Gain access to funds when you need them the most, ensuring you're always prepared for life's twists and turns. Our seamless application process and rapid approval system make securing a loan advance a breeze.

Explore Our Products and Services
Discover a Wide Array of Choices.

Explore our diverse collection of products and services across various categories, including electronics, fashion, home decor, travel, and more. Our handpicked selection ensures you find the perfect match for your lifestyle. Shop with confidence and convenience, knowing you have the freedom to choose the best for yourself and your loved ones.

Loan Advances and Financial Flexibility
Need Funds Now? We've Got You Covered!

Life is full of surprises, and we understand that unexpected expenses can arise at any moment. That's why we offer loan advances for eligible users. Gain access to funds when you need them the most, ensuring you're always prepared for life's twists and turns. Our seamless application process and rapid approval system make securing a loan advance a breeze.


Ready to Get Started?

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personalised recommendations,
and easy repayment options.

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shop, and manage your
payments.

Invite Your Employer
Spread the convenience! Invite your employer to
partner with Ndasenda Pay and offer this valuable
benefit to all employees.

Sign Up Now

Log in to your account to explore our offerings and
experience a new way to shop and manage your expenses. Want to make shopping even easier?
Invite your employer to join our program and offer Ndasenda Pay benefits to your
workplace!