Apply Online

  • Create an account or log in to access our platform.
  • Fill out a simple application with your basic information.
  • Our secure credit assessment process evaluates your eligibility.

Approval process

  • Your employer will review the application for completeness and compliance with company policies and legal requirements. If the application meets all criteria, instant approval is granted

Shop with confidence

  • Browse partner retailers' websites and select your desired products.
  • Choose the "Pay with Ndasendapay" option during checkout.

Flexible Repayment

  • Enjoy the freedom to split your purchase into manageable payments.
  • Repay the loan in instalments over your chosen term.

Automatic Payroll Deduction:

  • Set up automatic payroll deductions for seamless repayments.
  • Payments are deducted directly from your salary.

Track Your Progress:

  • Monitor your loan status and repayment schedule on your dashboard.
  • Make extra payments anytime to pay off your loan faster.

How It Works -
In Store Purchases

Visit Partner Retailers
  • Explore our network of partner retailers with Ndasendapay options.
  • Find the products you want to purchase instore
Choose Ndasendapay
  • Inform the cashier that you 'd like to use Ndasendapay for your purchase.
  • Provide your account details or scan your QR code.
Instant Approval
  • Your employer will review the application for completeness and compliance with company policies and legal requirements. If the application meets all criteria, instant approval is granted

Complete Your Purchase
  • Finalize your purchase with ease.
  • Your payment plan and schedule will be provided.
Seamless Repayment
  • Set up automatic payroll deductions for repayment convenience.
  • Payments are deducted directly from your salary.
Manage Your Transactions
  • Track your in-store purchases and payment status on your dashboard.
  • Make additional payments anytime to pay off your balance faster.